I've just received a summons for driving with no Insurance or tax. The tax was my fault I admit but I was driving the car on a 3rd party extension, which in order to be effective the car had to be in someone else's name. I was driving a car that was in my own name but I had sent off the logbook two days before and was of the understanding that I was insured
What will happen?
If they look at the change of ownership dates they will see the car changed hands on the 13th and I was caught on the 14th should that suffice?
although that car has since been scrapped
This is a simple case
They may take it into account if insurance was in place from the time of purchase in your mother's name
There is nothing simple about this.
Thats your only get out of jail card. The Driving of other cars, only comes into play (if) the other car is already insured on someone elses policy. End of.
That guard would have been forced to pull in his horns had it gone to court, he realised he had to climb down after you supported your story with evidence in the station,ringing up the insurance company waa just power tripping and uncalled forI bought a car privately through an ad on donedeal a number of years back. After agreeing a price,.signing over the logbook transfer and paying the man for the car, I tried to ring my insurance company on-the-spot to transfer my insurance so i could legally drive it home but there was absolutely no mobile phone coverage. I opted to take a chance on driving it a few miles up the road until I had phone reception, but as luck would have it, I hit a checkpoint. Naturally, the Garda was fairly suspicious as I initially couldn't find the electric window button to talk to him, on further questioning nor could I tell him the original owner's name or show him any documentation whatsoever that I was after buying it. Nor did I have my licence. I couldn't call up the original advert online there-and-then either as I had no signal.
To make a long story short he told me I was getting a summons for no insurance unless I could prove I was insured. A week or so later I called to him by requesting an appointment with him at the garda station. I brought my licence, tax, NCT and insurance details for the vehicle I was actually insured on that day - not the one I bought that day. He looked through it and said he'd ring my insurance company himself, explain what had happened, and ask if they'd be prepared to cover me for the date in question. I wasn't there when he made the phonecall so I didn't actually hear it, but he came back a few mins later and said it's sorted and my insurance company, who I'm with almost 20 years, had said I was covered on the date.
I would approach the Garda, bring as much paperwork as you can.It's worth a shot.
My policy was once the car was not in my name I could drive it
I've since bought a new car have a fully paid fresh insurance policy on it with a full window, this should surely help aswell no?
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