Have a look at the warmer home scheme for which you may be eligible.We're an older couple and as you mentioned above we would be hoping for the minimum disruption and for something that's not going to cost a small fortune .
You should get solar panels anyway.Even if we got solar panels in would still leave us with large bills
I'd suggest that if the payback is more than 6 years then the OP has paid too much for the panels.While I agree about getting solar panels, that six years could be a little more, it a little less
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