Your replies to my posts are self-righteous, arrogant and presumptuous. You know nothing about me or my circumstances, past or present. Yet you presume to make judgement on me and offer thinly veiled abuse. What an attitude.
Although receiving copious correspondence from the various parties, I have not acknowledged the debt nor made any payments since the 23/03/2012.
My question is : At which point in time did the clock begin to run on this debt ?
The 6 year period begins from 23/3/2012
Jim Stafford
Acknowledgement is the key.the 6 year clock starts after the last payment or acknowledgement of the debt by the debtor
Acknowledgement is the key.
Payment is acknowledgement of the debt.
Jan 2011.. Bank sends him several letters and in January 2011 debtor writes back saying he is unemployed and can't pay anything against the debt. In this scenario when did the 6 year clock begin ?
Bank sends him several letters and in January 2011 debtor writes back saying he is unemployed and can't pay anything against the debt. In this scenario when did the 6 year clock begin ?
The "Acknowledgement" must be either in writing or by payment.
In the above case, the 6 year period commences with the date of the last letter the debtor sent back.
Jim Stafford
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