In CiaranT's excellent best buy thread, it states the rates paid by NTMA and what this rate is equivalent to if you are taxed at certain rates.
I am not working and consequently not paying tax so in this case how would the rate v=be affected? I'm looking at the 3 year bond at 0.83%.
Are you eligible to pay DIRT currently? Whether you are working or not, you are still likely to be in the 41% band for deposit interest tax unless you are non resident are aged 65+ with low levels of other income.
Yes I do pay DIRT at 41%. So in that case I would get 1.39% on the 3 year bond? Being offered 1.05% to renew my current interest first account with PTSB.