I am very sorry to hear of your parents difficulty, and please dont take this as a being smart or off hand but are you sure about the savings? its hard to believe 2 people in their late fifties have effectively no savings. they have a very old car, dont drink or smoke and still have 5 years of a mortgage to go. so your dad will be 65 when he owns his house?
just to be very clear, i meant no offense whatsoever.
its a great idea. if she is alone at home minding a 3 or 4 year old is not so much a struggle, and as an old pro will be handy money.Your mother could do babysitting. Mature ladies are always preferable to mothers. Or a spot of childminding after school, a couple of hours a day at her age would be fairly easy. Put up a notice in the local school etc.
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