Stamp Duty First Time Buyer On Second Hand House.

Hi All,

Just wondered if anyone can clarify this for me;

I am looking at putting an offer of €270 on a second hand house, i am a first time buyer, Will i have to pay stamp duty?

If so how much? And, Can this be included in your mortgage?



Thank You.

I know things are bad - but really, €270 for a house - a whole house!

If you actually mean €270,000.00 and if you are a genuine first time buyer then, there is no stamp duty payable by you on the purchase. A non first time buyer would pay c. €10,000.00

In broad terms, stamp duty can never be part of your mortgage ( well, not unless the Bank love you to bits). By and large the Bank will only lend a maximum of c.90% of the value of the property by way of a mortgage on the property.

mf

Are you going to be an owner occupier, i.e. are you going to live in the house?