Brendan,
We're a customer of Financail Wellbeing and have been since Oct 2012. I have say hand on my heart that getting advice from Allen Cuthbert has been life changing. We thought we were putting money aside for our youngest child but Allen made us see clarity in all of our finances. He made us aware of some of the problems we would incuur later in life with our youngest such as trust funds and gifts from other fa,ily members etc etc.
For anyone out there with a child that has special needs then a I'd recommend a quick chat with Allen regarding your finances. He'll shed light on what your entitled to in relation to benefits etc etc.
Some might think I would have a biased view but we've recommended Allen to others and they all agree that it was money and time well spent.