Thanks for the response. One further point to add, I’m soon to turn 60. I don’t think I would qualify for any type of mortgage.You will have a deposit for a house once you get your inheritance. Put the results of your course into employment. Put the money that you will be spending on rent towards a mortgage and you will no longer dependent on the vagaries of the housing market.
@OGC222Galway County Council has Senior rental accommodation schemes could you explore this ? My father in law did it in Dublin he bought in for a percentage of his lump sum ( his was €40k on lump sum of €230K) and his rent is €44 a week which includes heating for life. They are fantastic complexes for senior citizens, I'm sure your daughter with qualify to live with you if you are her carer. Explore it with a local councillor.
The property is very remote in Tipperary. Its possible but would require a lot of capital and would be very isolating.Could you convert the commercial property into residential with proper planning ?
Then move into it
- landlady has not yet provided formal notice, I'm waiting for that day to come, and have been avoiding her now like the plague.
You could qualify for a small mortgage if you had work income. Is it possible that at age 63 you and daughter would both be in full-time employment? Combined with sale of commercial property it might be possible to get a joint mortgage to buy a small property that would house both of you - some lenders will go to 70 especially if you have pension income.One further point to add, I’m soon to turn 60. I don’t think I would qualify for any type of mortgage.
Bear in mind that your landlord is obliged to give you six months notice in writing and it must be accompanied by a statutory declaration. Many landlords don't get the paperwork right. If she doesn't give it to you in the proper format and with a statutory declaration the notice of termination it is completely invalid. You don't have to advise her of its invalidity this until the day before you are due to move out. Then she would have to start the whole process again. I don't think this will keep you in the house forever but it will buy you time.
It's a difficult situation for you and daughter. And it's absolutely not your job to remind your landlord of their legal obligations.
You could qualify for a small mortgage if you had work income. Is it possible that at age 63 you and daughter would both be in full-time employment? Combined with sale of commercial property it might be possible to get a joint mortgage to buy a small property that would house both of you - some lenders will go to 70 especially if you have pension income.
This is indeed correct, mea culpa.Since 2022, if a tenant wishes to dispute validity of a notice of termination, there is a time limit for doing so. Lying in the long grass is no longer a safe strategy
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