Having discussed the situation, I have since learned that the person has no fixed abode and has tried to service the debt via debt management services.
In your situation, I'd have opened the letter, read it and then destroyed it without contacting anyone.
I find it strange that a Bank would lend a large amount of money to any person with no fixed abode.
There is a dreadful certainty about sooner or later...........
There is patently money owed, they will find the debtor, there will be a judgment. As a practising solicitor, I have always avoided the idea of putting off the inevitable. It will happen. Face up to it. It will happen and ducking, dodging and avoiding only puts off the fateful day.
Harsh but true.
mf
I can understand where the poster is coming from. I'd be annoyed, and have been annoyed, when someone has sent important post to my address that is not for me (I've had a couple of instances of receiving legal correspondence relating to a former occupant of my address who I never knew, who I believe is deceased several years ago and who moved out a least 10 years ago). My impression is that a lot of solicitors are either very lazy about finding out the correct details or are being underhand - maybe hoping that a naive current occupant may take responsibility for the issue/debt etc.
In the OPs case, I am guessing that the recipient never lived or worked at the OPs address. As such, it is entirely inappropriate that post should be sent to his address. I also believe that the reputation of the current occupant of an address can be damaged if the address is listed on legal paperwork (some of which is lodged in court and so is public record) or neighbours continually witness debt collectors calling. In my opinion, the book should be thrown at any solicitor who does this.
I can understand where the poster is coming from. I'd be annoyed, and have been annoyed, when someone has sent important post to my address that is not for me (I've had a couple of instances of receiving legal correspondence relating to a former occupant of my address who I never knew, who I believe is deceased several years ago and who moved out a least 10 years ago). My impression is that a lot of solicitors are either very lazy about finding out the correct details or are being underhand - maybe hoping that a naive current occupant may take responsibility for the issue/debt etc.
In the OPs case, I am guessing that the recipient never lived or worked at the OPs address. As such, it is entirely inappropriate that post should be sent to his address. I also believe that the reputation of the current occupant of an address can be damaged if the address is listed on legal paperwork (some of which is lodged in court and so is public record) or neighbours continually witness debt collectors calling. In my opinion, the book should be thrown at any solicitor who does this.
OP was your address ever used as part of the business you had with the person the letter is addressed to.
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