Thanks BrendanI assume it is this issue:
Bank Security outstanding after 10yrs
I have been contacted out of the blue by a Solicitor acting for a bank. They advise me the banks security is not registered on deeds and title deeds are not registered with PRA. This is legacy stuff as it relates to a conveyance from over 10yrs. Everything is up to date on the mortgage payment...www.askaboutmoney.com
Have you rectified the situation? Is the property now properly registered?
If it cost you money to register it, then you could claim it from your solicitor or his insurers.
Other than that, apart from the annoyance, you have not lost out.
Brendan
That would be fraud on the insurer.
You’ll probably find it difficult to find the Solicitor’s insurer’s details. But they’re not your primary concern. The Solicitor will have had in place PII insurance. If you sue the Solicitor, s/he will in all likelihood notify the claim to the insurer and they’ll take over the claim, unless there’s a reason not to indemnify the Solicitor.Thank you both
Agree the relationship is with the solicitor.
How do you get details of the solicitors insurer if the solicitor won't give it?
The Law Society, with their power/remit, found it difficult to get meaningful information, including the cae file, from the solicitor. Having upheld the complaint you would think the society would advise you on your options, but they just close the file, and leave you with their findings. As a profession, it appears to be a closed shop, not very accessable.
Your relationship is with the solicitor, not the insurer.
How do you get details of the solicitors insurer if the solicitor won't give it?
OK, understood.
Now to find a solicitor that is willing to tske a case against another solicitor.
You can't credibly sue anyone for a contingent or potential loss. No matter whom you intend to sue, no solicitor will touch your case unless or until you have suffered an actual and material loss.It is hard to quantitfy the actual loss, it may be minor or significant.
Now to find a solicitor that is willing to tske a case against another solicitor.
You can't credibly sue anyone for a contingent or potential loss. No matter whom you intend to sue, no solicitor will touch your case unless or until you have suffered an actual and material loss.
Does the finance loss relate to the mortgage provider or the solicitor?I believe I lost out financially in settling a case based on misinformation/information withheld. The solicitor forced me to settle on his terms.
I do not know what it might cost. Its just been so difficult to get to this point.I presume that you have already decided that the potential costs involved and the possibility of losing any case still make it worthwhile taking a case against them?
I am aware of the issues around consequential loss. I would rather not be here but I am. The solicitor mishandled the case in a substantial manner and put their interest ahead of mine. It leaves a bitter taste.You can't credibly sue anyone for a contingent or potential loss. No matter whom you intend to sue, no solicitor will touch your case unless or until you have suffered an actual and material loss.
Thank you.@Luternau, I think your first step is to have someone with the appropriate skills help you put a number on the loss you have suffered. Then you need to estimate the cost of taking a claim and make a financial decision to proceed or not.
Leave emotion out of it. The solicitor won't be out of pocket as they are insured and your claim has already been upheld so you've "won" that bit.
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