Due to hobbies, I am considering changing my car for a small van. So the small van would be my everyday car.
Can one use their existing car policy, and pay (if required) the amount of money needed to get the policy transferred to a small van? If so, can you also bring your NCB with you?
Any idea what happens on the other side? As an example, in 5 years I go back to a car, will the insurance companies not recognise the years driving the van and hammer me with a large premium?