you dont appear to know much about shares or the risks/time horizon's
associated with investing.
unless you are prepared to invest your time in continual education, dont
bother with shares.
also dont bother with any investment "managed funds" that all the big boys advertise,
as well as the fact that these investment fund managers dont have
your interests
as priority, they should also be seen as needing same risk/time horizon as shares
(cause they basically are shares!)
Just play it safe and put on high interest deposit for approx 5%,
ie irish nationwide, anglo-irish, etc
which should keep close to inflation.
if there was something that gave better return with same/less risk
we'd all be doing it
JR