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Have I any comeback on this?
I have a tracker mortgage with Permanent TSB and despite the last interest rate drop being back around the start of October they say I won't see the benefit until my payment on December 8th.
They also say I won't see the benefit of today's drop until my January the 8th repayment.
Their excuse is that it takes 30 days to process.
Now I'm not sure what exact date the last interest rate drop was announced and it may have not have been 30 days before Nov 8 but today's one is certainly more than 30 days before December 8th and they still say I won't get it till January.
Have I any comeback on this?
Thats not the case as im with ulster bank on a tracker variable and over the last 2 years when there was an increase i got a letter within a week and in the next mortgage repayments i was penalised with the new interest hike, this time they are going down I suddenly have to wait the 30 days. Really annoyed about it although looks as if there is nothing i can do about it. If there is id love to know if someone has a suggestion
What if you're not happy with our response?
Our aim is that your concern should be resolved as quickly as possible by staff who have the right experience, knowledge and authority.
However, if you're not satisfied with our action or explanation you can ask for your case to be reviewed at a higher level within the Bank.
Our Customer Relations Unit is a specialist team who will investigate your concern fully and aim to reply within 2 weeks of the date you contact us. If the investigation is likely to take longer, they will keep you fully informed of progress.
You can write to the Customer Relations Manager at the address shown below. Please quote your account number, branch sort code, details of your concern and what you would like the Bank to do to resolve it.
Ulster Bank
FREEPOST
Customer Relations
Retail Markets
PO Box 145
Dublin 2
Alternatively you can telephone the Unit on 01 7025351
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