Well it's good to know I'm not the only one annoyed with them. The subject came up today in conversation and a friend suggest that I call them and ask them to read their contract with the CC company. Apparently they are not allowed to pass on this charge to customers.
In the "Rules for Visa Merchants" book it says,
"Always treat Visa transactions like any other transaction; that is, you may not
impose any surcharge on a Visa transaction. You may, however, offer a discount
for cash transactions, provided that the offer is clearly disclosed to customers
and the cash price is presented as a discount from the standard price charged for
all other forms of payment"
Might try this on them.
Dear xxx,
Thank you for contacting Visa Europe.
Please be informed that Visa does not have contracts with merchants or cardholders, it is our Member banks and financial institutions that have contracts with merchants and cardholders. The bank which recruits suppliers willing to accept a Visa cards is referred to as "merchant acquirer".
Surcharge (or additional charges applied by a particular merchant) is regulated by local legislation. Visa rules and regulations do not permit surcharging however where local laws permit surcharging, local laws take precedence over Visa rules and regulations. To find out whether surcharge is permitted by local laws, you can contact your local Citizens Advice Bureaux.
If you run into problems with a merchant, please notify your Visa card-issuing bank. Visa Member financial institutions have access to the appropriate Visa rules and regulations. Your card-issuing bank can best answer your questions about surcharges. They also have access to the Notification of Customer Complaint forms that should be used by the financial institution to document and file this type of complaint. You can contact them directly, using the address or telephone number on your Visa statement or on the back of your card.
Kind Regards,
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