It can be helpful to phone citizens advice helpline (locall number in golden pages) and discuss with an adviser, have a note book ready and information gather. There are also citizens advice centres nationwide and you can get advice in person there also, just telephone your local centre and find out what time you can avail of the service. Try to keep calm and information gather, you will make better choices this way. Although not easy situation for anyone to find themselves in, get the best support you can.