- You don't state your position in relation to your own home. Have you much equity, based on current prices in your own home?
- Do you and your partner have existing pension scheme with your employer? If so, are you contributing the maximum?
- Do you have other savings, (shares, SSIAs, bank deposits). I would think that utilising this money to pay-off your loan now would be more beneficial than using the proceeds of a sale of property in two years time?
An important point to remember, with all talk about future capital appreciation, rental yields etc, it's worth remembering that your contributions are going to pay in the long term for a valuable asset, capable of generating an income in your dotage.
Many contributors on-site constantly refer to contributing to pensions, and while I do agree with them, pensions are dependent on the performance of stock markets, long term bonds. The old saying' the value of investments may fall as well as rise' does come into mind. I think the key is diversification and your own attitude to risk. If you are happy that you have a small mortgage on your home, good pension coverage, plenty of savings for a rainy day, and are willing to take a long term view on an investment, maybe you should keep the property. If this is simply not the case, then you should re-assess. 2 years is a very short term view on an investment of this size