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No, we won't go into arrears if we don't get payment holiday. But we want to keep savings
Why do you think they have not responded to our question? Just even from a customer service standard, nothing...!
A payment holiday is a ridiculous idea from a customers point of view.
If you skip say 3 months payments of €1,000 on a 4% mortgage, with 20 years remaining.
It will cost you €3,000 by 4% €120 by 20 years that is €2,400.
Payment holidays were dreamed up by the banks in the good days as a way to make more profit, avoid if at all possible.
Surely taking time for maternity leave shouldnt have to go through MARP??? If your credit rating is affected is that not discrimination on the grounds of gender for taking maternity leave??
So angry with them right now and thinking of closing all our accounts with them too.
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