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We took out a mortgage in 2005 and asked for a tracker...
Hi, did you get a tracker?
You seem to be implying that the earlier posters may not have been given all the options available in their specific circumstances? But as Brendan has said nobody had/has an automatic right to a particular type of mortgage (tracker or otherwise) from a lender. Some customers may have been offered trackers and some may not have been even where they were customers of the same lender. Even where this happened/happens there is nothing to suggest that there is anything untoward going on. It's just business.I wonder if you had been to a broker would you have been legally entitled to be at least given all options?
Maybe that's not the case with banks..
If a lender didn't want to offer a customer a particular type of mortgage then I can't see how they would be obliged to inform them about it. For example pension mortgages were always restricted (in the main) to the self employed so PAYE workers would generally not qualify for them and lenders wouldn't bother talking to them about this option.No, I was merely wondering if they had a legal entitlement to be given the information
I don't understand - what sort of "similar situation"?Am I correct that there is a similar situation in regard to Life protection policies.?
are brokers required to inform their clients of all their choices?
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