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We have mortgage arrears on a rented house that we were advised to stop paying rent on a year ago. In the meantime my Dad has died and left us around 150k. There is around 80k due in arrears.
You have no idea of my circumstances.
We have mortgage arrears on a rented house that we were advised to stop paying rent on a year ago. In the meantime my Dad has died and left us around 150k also my job has changed and I am earning 3x the amound that I was last year (70k) and husband (55k). There is around 80k due in arrears. Can anyone advise should we pay off the arrears or can a deal be made for half or a % of them. Or could anyone advise someone even to go and see. We have no other debts outstanding whatsoever. We just got into a bit of trouble during the recession when we had two children with special needs and I had to stop working but thankfully everything has settled down now. We are not in arrears in our own home either. No credit cards, car loans nothing else. The rent will more than cover the mortgage at present. Thankfully too. Any advice would be very much appreciated.
This site is supposed to help people. You have no idea of my circumstances. No wonder people do things when they have people like you Brendan Burgess and Bronte on your pulpit criticizing them. So much for asking for advice. You have no idea of the horrendous few years we have had, shocking that this is what this country has come to. In the meantime, I have been adviced not to use the inheritance on arrears. I will now also leave this farce of a site. As I said its no wonder people in this country take their own life when they are criticised and put under pressure by people like you who have judged me when you don't know of my personal circumstances
I have been adviced not to use the inheritance on arrears.
This site is supposed to help people. You have no idea of my circumstances. No wonder people do things when they have people like you Brendan Burgess and Bronte on your pulpit criticizing them. So much for asking for advice. You have no idea of the horrendous few years we have had, shocking that this is what this country has come to. In the meantime, I have been adviced not to use the inheritance on arrears. I will now also leave this farce of a site. As I said its no wonder people in this country take their own life when they are criticised and put under pressure by people like you who have judged me when you don't know of my personal circumstances
There's a very interesting thread here started by an astute and very well informed Lady.
This Lady had the depth of judgement and good insight to listen to the forewarnings of the property crash when others charged on blindly.
- In my opinion this same person is now choosing her advisors with significantly poorer judgement.
https://www.askaboutmoney.com/threads/to-sell-our-rent-property.58443/
For what its worth I don't think you were judged particularly harshly on here - You got a few gentle nudges from people who are most likely all paying their debts in good faith - presumably without the benefit of an inheritance.
My condolences on the passing of your father and it should be said that without knowing the challenges you've faced with you childrens special needs I do have some experience of this and know that it can be a massive and all consuming thing - Glad to hear you mention that you've turned a corner.
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