should i start a pension?

S

simonfoley

Guest
hi guys, i dont know my prsas from my avcs and am looking for some advice on pensions.

i'm 34, married and have two children. i earn 40k a year, this is probably the upper end to what i can earn and probably wont go up by much in future. i work in the private sector and have no pension provision. my employer does offer a scheme i can avail of, but they make no contributions.

i would be willing to invest in shares, but i wouldnt want a huge amount exposed to them (maybe 50 cash, 50 shares?).

any help on what i should do in really simple terms would be great.

thanks.
 
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