Nomansland
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Probably not. You should be aiming to build a diversified portfolio to cater for short, medium and long term needs and to mitigate risk.Is it a good idea to have nearly all my money in similar investment vehicles with the one company?
Timing the market is a mug's game.keep the 20k in high-interest deposit and wait for the markets to improve,
who knows how far they will drop more and how long it will take,
Timing the market is a mug's game.
The returns for a EUR investor who purchases a USD or GBP denominated ETF that tracks CNY or other third currency -denominated equities is exposed to the market risk, i.e the increase or decrease of the CNY equities in the tracker, plus or minus the EUR/CNY currency risk, i.e. the movement of the EUR relative to the CNY. It doesn’t make any difference if the ETFs are denominated in GBP or USD, assuming you get the EUR/USD or EUR/GBP spot price from your broker).T All the ETF's that are listed in my Davy Account are traded in either dollars or sterling. So take for example the ISHARES CHINA25 ETF which tracks the performance of the largest 25 companys in China. All these companies individual share prices which make up the over all ETF are quoted in Chineese Yuan. Yet the ETF is quoted in sterling only. How does this work and what is my overall exposure to the exchange rates.
Yes, but as property / construction ETFs are made up of the shares of property companies, so you will get both property and market risk, i.e. property ETFs are not a pure property play. Property funds are; with a property fund you invest in bricks & mortar, which should provide a degree of diversification.Secondly I am thinking of getting a small bit of exposure to property in overall portfolio. Would investment in a construction related ETF be an appropiate way of doing this.
A number of Lehman Brothers retail investors lost almost everything on their funds as these funds were dependent on the solvency of Lehman Brothers.
Do not put all your money into Quinn, diversify into two other irish banks, too many stories floating around about Quinns overall liquidity structuring as a regulated insurer.
Then you are wrong.is this correct? I would think not.
From Quinn Life :A brochure pitching $1.84 million of notes sold by Lehman Brothers Holdings Inc. in August, a month before the firm filed for bankruptcy, promised ``100 percent principal protection.'' Buyers had ``uncapped appreciation potential'' pegged to gains in the Standard & Poor's 500 Index, the brochure said. In the worst case, they would get back their $1,000-per-note investment in three years. Only the last in a list of 15 risk factors mentioned the biggest danger: ``An investment in the notes will be subject to the credit risk of Lehman Brothers.''
Lehman's Sept. 15 bankruptcy leaves holders of the notes waiting in line with other unsecured creditors for what's left of their money.
Now, it's unclear from the above whether Quinn Life funds are held in a nominee account. If they are, they are safe in the event of Quinn going bust. If they are not, then you have to stand in line like other creditors to get your money back.Your investment plan is a unit-linked policy. Each amount you pay in, less our transaction charge, where applicable, is invested in the internal Quinn Life investment fund or funds chosen by you, and units in the fund(s) are allocated to your policy.
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The assets of the Quinn-Life investment funds belong to us and we keep separate records of all investments made by the funds.
Who packaged them up and sold them on, is my understanding.I understood that Lehman's didn't operate a retail business, and only offered investments to other investment houses.
Angry Asian retail investors protested on Monday over losses tied up in complex structured products arranged by Lehman Brothers, the collapsed US investment bank.
About 800 investors, mostly retirees, gathered in a community hall in Hong Kong last night, following a protest by more than 500 people in the territory on Sunday.
They complained that local banks, which sold them the so-called minibonds, guaranteed by Lehman, had led them to believe that the products were as safe as bonds and time deposits.
Timing the market is a mug's game.
Investing a lump sum in a long term bear market which will be worth less the next day, week , month or year is a mugs game
Why not just wait until it has turned? - you don't have to predict the exact instant. The ISEQ has been falling for about a year. Prior to that it was rising for about five years.When your crystal ball tells you when the market is about to turn, will you post it here?
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