Hi, My wife and I bought a house back in April 2012. At this time we both got PPI as part of the mortgage process. There were two payments of the same amount taken out monthly. In 2013/2014 she got a letter stating that she was getting a refund and then got a cheque in the post. One of the monthly payments disappeared. So now there is still one payment still coming out monthly. I never got any letter regarding refunds etc. As we both got this as part of the mortgage should I have got a refund also? Is there any reason I wouldnt? Chris.