Hard to imagine any circumstance where a credit union loan would be dearer than a normal credit card debt. Find out the rate on your credit card and the rate from the credit union.
Hard to imagine any circumstance where a credit union loan would be dearer than a normal credit card debt. Find out the rate on your credit card and the rate from the credit union.
Clear Cr Card off immediately and try and stop using it as much as before and try and clear off all future bills on Cr card prior to Interest going on it.
This means that she has more on deposit with the credit union than what she has borrowed.5% Secured.
You have no savings if you have a CC balance of €9,000 on which you are paying 18% interest. Get rid of your CC balance and if necessary, pay for your wedding with your credit card.I have savings in there for a wedding so secured against that.
I took this to mean that she had a loan at 5%, but your interpetation makes much more sense. She is thinking of taking out a "secured loan" to pay off the Credit Card.5% Secured
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