How much of the 20K in Quinn Life is gains on your investment? You'd have to pay 23% of that when cashing in. Not a lot if you've made €100 profit, but if you've turned 10K into 20K you're looking at tax of €2300. So you'd only have €17700 to buy ETFs. That's a lot to claw back when the difference between Quinn and an ETF is fractions of a %.
Thanks I have read the key posts on ETF so maybe I can narrow down my query a little
If I buy the Eurostoxx ETF, what is the most secure way to hold it ?
Is it Possible to get an actual share certificate ?
(I believe nominee accounts are not that secure)
Profits In Quinn fund come to approx €1500 Sarsfield so the exit tax on the fund is about €345. Eurostoxx ETF charges are 0.25% as far as i can see.
I don't think that you can get ETFs in paper certificate form and they must be held electronically in a nominee/broker account or a personal CREST account. I could be wrong though.