Key Post Should an existing Ulster Bank customer do anything before their mortgage is sold to permanent tsb?

skrooge

Registered User
Messages
370
I might fix for 5, 10 or longer if possible. But should I just fix with UB ( 5 year 2.35, 10 year 2.8) or is it worth switching?

Thanks
Try ICS they match Avant in the 3&5 year fixed rate markets and I don't believe that have the same geographic criteria.

Based on the information provided a 5- year fixed rate mortgage with ICS would save you about €2,656 when compared to the Ulster equivalent. Thats not including in the cost of switching (mostly solicitors fees). The cost of switching should be a lot less than that i.e., you'll be better off switching.
 

Brendan Burgess

Founder
Messages
44,851
Thats not including in the cost of switching (mostly solicitors fees).

And if you fix with Ulster Bank now for 5 years, you will have to pay these switching fees at the end of it.

So take the hit now to avoid becoming a customer of permanent tsb.

Brendan
 
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