Hi I'm just wondering has any one been in the same situation as this, and if they have any advice. We currently 6 years in our home with a shared ownership mortagage from the County council. We decided to change it over and were refused, told our credit rating was bad. I got the info back from the Credit Bureau and it turns out that DH was late 9 times on payments on a car he had out on HP, . That is all there was on us, we have no loans, no credit cards and there has never been a problem with our mortgage payments, yet no-one will touch us. I saw a situation far worse that this on Money Matters RTE where the bank eventually gave them the remortgage to clear loans of €55,0000 as well as the price of their house, but that was probably just for TV. I am so mad and I do not want to go near those crowd who advertise in the likes of The Star, their rates are just nuts
Anyone any advice, please?
Title edited by ClubMan.