Hi Bronte
I haven't been working for the past few years but am about to start work. I've included the figures that I believe to be accurate below but haven't received any payslips or FIS information as yet.
I had planned on completing the standard financial statement while on the one parent family payment but then held off as I was worried that they will look unfavorably if I try to do a deal now and then again in a few months.
Salary 30K p.a.
Marital status - separated
Children - 3 children, one of whom is in college and fairly independent.
Other loans - approx 2,000 euro with AIB to clear overdraft
current mortgage is approximately 115,000
Note - I'll need to pay childcare each month
I am going to try and meet mortgage payments of just over 700 euro p.m. Over the past few months some have been late but not by more then a month, so credit rating is ok as far as I know.
Any help appreciated. Thanks