mickpyrmont
Registered User
- Messages
- 44
Age: 28
Spouse’s/Partner's age: 28
Annual gross income from employment or profession: €50,000
Annual gross income of spouse: €60,000
Type of employment: e.g. Civil Servant, self-employed
Both Private
In general are you:
(a) spending more than you earn, or
(b) saving?
Saving
Rough estimate of value of home (currently renting it) 240k
Amount outstanding on your mortgage: 200k
What interest rate are you paying? BOI variable
Other borrowings – car loans/personal loans etc None
Do you pay off your full credit card balance each month? Yes
If not, what is the balance on your credit card?
Savings and investments: me 43K partner 40k
Do you have a pension scheme? no
Do you own any investment or other property? mortgage €1150 per month
House value as above 240k
Ages of children: na
Life insurance: na
What specific question do you have or what issues are of concern to you?
Me and partner are thinking of getting a house together. Not sure of the value but ones we like are in the order of 500k. Hopefully we can afford this? My question is would i be better selling the property that i own or keep it rent it out and buy another house/ home. We are not married
Spouse’s/Partner's age: 28
Annual gross income from employment or profession: €50,000
Annual gross income of spouse: €60,000
Type of employment: e.g. Civil Servant, self-employed
Both Private
In general are you:
(a) spending more than you earn, or
(b) saving?
Saving
Rough estimate of value of home (currently renting it) 240k
Amount outstanding on your mortgage: 200k
What interest rate are you paying? BOI variable
Other borrowings – car loans/personal loans etc None
Do you pay off your full credit card balance each month? Yes
If not, what is the balance on your credit card?
Savings and investments: me 43K partner 40k
Do you have a pension scheme? no
Do you own any investment or other property? mortgage €1150 per month
House value as above 240k
Ages of children: na
Life insurance: na
What specific question do you have or what issues are of concern to you?
Me and partner are thinking of getting a house together. Not sure of the value but ones we like are in the order of 500k. Hopefully we can afford this? My question is would i be better selling the property that i own or keep it rent it out and buy another house/ home. We are not married