That is shocking.Your friend needs to be careful that the ex doesnt do a runner.50k or effectively hand the keys back?Her bank have advised herself and the ex boyfriend to take out a personal loan of 100k to clear the debt.
They are selling the house for 280k, plus taking out a loan for 50k each.
I'm not sure how the maths work out, but that's what they have to do, the bank have advised her to do this.
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