Hi Jonathan,What interest are you paying on the Credit Card. I would suggest use some savings to clear this straight off, as you are losing out due to the difference in interest repayments??......................................Would you really need a mortgage of €250-€300k to build?...........j
Fiance was left some money years ago and it was invested. We both also had some savings at the time.Did you pay for your house with savings? If so how did you manage to save so much?
While our current location is fine, in the future we'd like to live in a more rural setting for the quality of life aspect.I made my comment because me and my fiance have approx same value house, same total income, same personal loans etc. but we have mortgage closer to 295k and not much in the line of savings.
The mortgage total doesn't bother me because repayments are not a problem and we have no plans to move (just in 3 months). I'm just a bit jealous I suppose.
I think you are lucky enough that money should not be a major part of this decision. Just consider quality of life, future plans etc...
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