All of the health insurance providers are increasing/ changing premiums at the moment on many of their policies in December/ January. Aviva is changing most of theirs on the 1st Jan. Other dates I have seen increases are 28th Dec, 31st Dec and already on the 22nd Dec. My parents were on hospital level 2 with Aviva with a renewal date of 16 Jan. I renewed today and after paying an early closure penalty of 61 Euro they saved 160 Euro due to renewing before the premium increase on 1st Jan. This may be of interest to others whose premiums are due early next year.