Use your savings to clear your loan asap, then use the loan amount of €350 to increase your savings to €1,350 per month. I'd recommend focusing on building your savings over the next 6 - 12 months.
Within the year you should have a sizeable deposit (at least €20K, based on your savings of €1,000 x 12 months, your "saved" loan repayments of €350 x 12 and €4,000 remaining of exisiting savings having paid off loan) and should also end up getting better value on property given the rate that South Co Dublin property prices are dropping!