I plan to have the loan and credit card cleared before I start approching mortgage lenders.
I have savings of approx €7500 saved over the past 6 - 8 months and putting away €800 per month still.
Owe approx €9000 between credit union and credit card, paying off €600 per month combined.
Parents will give me €15-20,000 as a gift of which i will use some to clear the remaining owed prior to mortgage application.
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