You should be taking professional advice from a debt advisor, rather than a solicitor.
If there are hundreds of thousands, and you cooperate with AIB, you might well be able to do a deal on the lot to walk away with the shortfall written off.
I expect another 3-6 months before aib respond to my SFS according to a letter I received from them
Or out of punishment would they just make me babkrupt anyway ? (That would seriously impact future employment prospects)
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