M
Change your way of seeing things?...the building society and I entered into a joint contract and as I see it today I am taking too much of the risk.
Any advice out there?
It is the most nonsensical approach you could conceive of. <snip>
You can't "hand the keys back to the bank" - this isn't the US. There isn't any such exit strategy.
Change your way of seeing things?
And let the banker win - as if
Starting to think this is an IBOA forum board. C'mon guys, the banks are getting NAMA, we've got to look after ourselves...
In either case I would hand the keys back to the bank so
The exit strategy would be permanent (read greater than 12 years) which is to say I most certainly can "hand the keys" to whomever I want and it becomes the bank's problem not mine. The debt doesn't follow me anywhere,
I have no problem meeting the mortgage payments at present.
Good, so keep repaying it, like everybody else.
I want to switch this mortgage to Interest Only but cannot think of an angle to approach the building society with to get them to change it as I can easily afford the mortgage!
That's because there is no "angle", you must repay interest + capital.
Besides the building society and I entered into a joint contract and as I see it today I am taking too much of the risk.
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