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I find signing on for credits difficult to understand.
Signing on for credits
You can sign on for credits, if you don’t qualify for a jobseeker’s payment or you are a qualified adult on your spouse's, civil partner's or cohabitant's social welfare payment and meet the qualifying conditions.
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You must sign on for credits in your Intreo centre or social welfare local office - see 'Where to apply' below.
You will have the choice of claiming either suplemtary pension or Benefit Payment 65 after your 65th birthday. Claim whichever gives you the highest amount.
And I want to ensure I get the full contributory pension when the time comes! Am I correct in this thinking? I am 64 next birthday
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