Thank you Steven. That is really helpful.
Edit: Presumably there’s a mistake in that second most recent graph? It looks worse, notwithstanding the lower withdrawal rate.
The second most recent graph withdraw a fixed amount of €82,500 (5% of initial amount) with no adjustment. It is the highest withdrawal rate and bombs out
Sorry if I’m missing it because I’m on my phone, but did you post what a 4% withdrawal rate (not fixed) looks like? i.e. mandatory ARF drawdown. Many thanks.
Are you sure Steven?Yeah, that was the last chart I put up
Are you sure Steven?
Your chart showing variable withdrawals @5% finishes up at around €1.2m, whereas your chart showing variable withdrawals @4% finishes up at around €650k. That can't be right.
Are you sure your last chart isn't showing what a fixed withdrawal calculated @4% of the initial value would have looked like?
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