I'm looking into the short-term future, and am guessing PTSB will be in contact of their own accord to look at moving a portion (if not all) of the warehoused amount back into the main mortgage account. Since being returned to my tracker, I am now paying over 50% less on my mortgage payment. They are therefore fully aware that I have the ability to pay 50% more.
I have not done anything further other than ask the question to Customer Service. He did comment saying that the Mortgage Dept would be looking at this issue in general, further down the road, but I should talk to my branch if I want to look into before then.
I was under the impression people on splits would be better off, if we paid more off the capital amount right? Or should I just wait until PTSB coming looking for me to up payments?