There are a few more options with cardiac cover to consider 2 with Glohealth and 2 with Laya Healthcare, for your husband.
Glohealth
1. Net More 300 with Extra Cardiac; price 1085pa; selected list of public and private hospitals covered, 300 private excess, Beacon hospital cardiac
cover.
2. Net Most 300 with Extra Cardiac; price 1201pa; selected list of public and private hospitals covered, 300 private excess, Mater Private and Beacon hospital cardiac cover.
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Laya Healthcare
1. Flex 250 Explore; price 949pa; all public, private and 3 hi-tech hospitals covered( Mater Private, Beacon and Blackrock Clinic ) for cardiac and
other surgery. Private excess 250.
2. Simplicity Plan; price 1087pa; all public, private(including private room) 3 hi-tech hospitals covered for cardiac and other surgery. Max excess
100 x 2 admissions per year. Good day to day cover included, first 100 not allowed.
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I appreciate that you both want cover with the same provider, for convenience sake. In your situation, Glohealth suits yourself re maternity cover and free cover for under 3s in the future.
Hospital cover wise, Laya healthcare offer a lot more cover at a reasonable price, which suits your husband. A lot of families split cover with
2 different companies to suit their health needs and to make more savings.
Just something to keep in mind.
Snowyb