The only cheaper VHI plan worth considering with day to day cover, is Company Plan Plus Level 1.3, with one compromise, private hospital excess 150 per admission. Price 1172pa;
Alternatively, PMI 37 13; price 1076 would have no day to day benefits. If you had 7 gp visits a year, it works out the same as PMI 36 13 overall
because of the price difference.
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There are a few options worth considering with Laya or Glohealth as follows;
1. Simply Connect Plus; price 1099pa; similar hospital cover as before, max excess 150 x 1, day to day cover, max refund 500 pa, unlimited gp visits.
2. Connect Choice; price 1170pa; similar hospital cover, 125 excess, good day to day cover 75% refund per gp visit, unlimited visits.
3. Total Health Complete; price 1144pa; similar hospital cover, 125 excess, good day to cover, 50% refund per gp visit, unlimited visits.
4. Glohealth Best Smart Plan; price 1162pa. similar hospital cover, 100 excess, good day to day cover, 25 gp unlimited visits.
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Regards, Snowyb