Hi Laragh,
Alternative options with Glohealth are as follows;
Self(husband) and 2 yr old; children under 3 go free on the following plan;
Better Active Plan; price 1065pa; children under 3 go free, public, private and hi-tech hospital cover, 75 euro excess, limited day to day cover.
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4 and 6 year olds with Glohealth;
Glohealth have a half price offer at the moment for children under 12 yrs on the following 2 plans;
1. Nurture Plan; price per child 100pa(including discount); public, private and some hi-tech hospital cover, 300 private excess, limited day to day.
2. Nurture Plus Plan; price per child 140pa(including discount) public, private and some hi-tech hospital cover, 125 private excess,limited day to day.
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Wife alternative option with Glohealth;
Kick Off Plus; price 825pa; public, private and some hi-tech hospital cover. (similar to Net Most 300 plan) 300 private excess, limited day to day.
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or Better Active Plan 1065pa if you want to upgrade cover.
As an alternative with Laya Healthcare with better cover both inpatient and day to day as follows;
1. Simply Connect; price 999pa; public, private and hi-tech hospital cover, 150 x 2 max excess, no 2000 co payment for orthopaedic, good day to day max refund 300 per year.
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VHI have a half price offer for children which would be the best option to go with the Laya option, VHI allow children only to be insured, just an adults name goes on the policy but only the children are insured.
1. One + Plan; 131 per child; public, private and hi-tech hospitals covered, 125 private excess. limited day to day cover.
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Regards, Snowyb