Hurling Fan
Registered User
- Messages
- 244
This is a difficult one to call. My own inclination would be to hold onto it in some shape or form. After having a serious stroke, I wouldn't be thinking of cancelling. However, instead of completely cancelling I would consider opting for a better priced plan, not necessarily compromising on hospital cover, but with better outpatient cover.
Most of his medical care, at home, will be community based through gp, local district nurse, occupational therapist, physiotherapy etc etc which is covered by the medical card.
Health insurance would be an extra back up support, to fall back on in case of any extra physiotherapy, or any medical procedures, scans etc as an extra option if waiting times increased.
Laya Healthcare are best for lower priced plans, including outpatient cover.
1. Flex 250 Plus; price 846.
2. Flex 500 Plus; price 706.
[broken link removed]
On a personal level, I know of a case where a person, similar age, cancelled health insurance, never used it.
The following year, took a serious stroke and similarly to this case, got excellent care in the public system.
Not having health insurance had no effect on treatment etc.
Personally, I wouldn't do it or encourage it but ultimately it's their own decision.
Hope this helps.
Snowyb
This is a difficult one to call. My own inclination would be to hold onto it in some shape or form. After having a serious stroke, I wouldn't be thinking of cancelling. However, instead of completely cancelling I would consider opting for a better priced plan, not necessarily compromising on hospital cover, but with better outpatient cover.
Most of his medical care, at home, will be community based through gp, local district nurse, occupational therapist, physiotherapy etc etc which is covered by the medical card.
Health insurance would be an extra back up support, to fall back on in case of any extra physiotherapy, or any medical procedures, scans etc as an extra option if waiting times increased.
Laya Healthcare are best for lower priced plans, including outpatient cover.
1. Flex 250 Plus; price 846.
2. Flex 500 Plus; price 706.
[broken link removed]
On a personal level, I know of a case where a person, similar age, cancelled health insurance, never used it.
The following year, took a serious stroke and similarly to this case, got excellent care in the public system.
Not having health insurance had no effect on treatment etc.
Personally, I wouldn't do it or encourage it but ultimately it's their own decision.
Hope this helps.
Snowyb
F Three years ago it never occurred to me that medical cards given to over seventies without a means test could be revoked.
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