K
Kildare
Guest
Hi there,
There is a similar post to mine but slightly diferent so rather than hijack I thought Id start my own thread.
I bought my house almost 3 years back witha fixed rate from the Bank of Scotland. I bought it at the time with my then girlfriend. Almost 2 years ago we split up. The bank said to take her off would mean closing the account and starting again which wasnt an option. We agreed that I would pay the mortgage and she walked away.
Now both of us have met new partners and she wants off the mortgage document.
What are my options. The house is worth approx 80K less than I paid (rough guess based on similar houses for sale in estate)
I was pretty much paying the mortgage myself when I lived with her and Im able to do so now (I have been since she left). My partner owns a apartment herself and we are both in full time employment.
I heard about the mortgages the likes of Ulster Bank are doing but I dont think they are designed for what I want to do. I dont want to move and selling would mean owing money whilst Im able to afford to pay the mortgage. Is there anything available to me?
There is a similar post to mine but slightly diferent so rather than hijack I thought Id start my own thread.
I bought my house almost 3 years back witha fixed rate from the Bank of Scotland. I bought it at the time with my then girlfriend. Almost 2 years ago we split up. The bank said to take her off would mean closing the account and starting again which wasnt an option. We agreed that I would pay the mortgage and she walked away.
Now both of us have met new partners and she wants off the mortgage document.
What are my options. The house is worth approx 80K less than I paid (rough guess based on similar houses for sale in estate)
I was pretty much paying the mortgage myself when I lived with her and Im able to do so now (I have been since she left). My partner owns a apartment herself and we are both in full time employment.
I heard about the mortgages the likes of Ulster Bank are doing but I dont think they are designed for what I want to do. I dont want to move and selling would mean owing money whilst Im able to afford to pay the mortgage. Is there anything available to me?