helpful mate
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They did, I was completely open and honest with them. it was the branch that gave the approval, to be honest I don't think the branches have any say any more. Both banks thought we would have no problems getting the mortgage.Help me understand. The banks offered you a mortgage then then refused drawdown beacuse you own an apartment since 05.
Did they not know you had the apartment when they assessed you and gave you the approval in the first place??
Keep saving.Thanks everyone for your replies. I am just annoyed that we had this much savings and still can't buy.
If it's all but paying for itself - your in a good position. This may not be ideally what you want but in the long run they may be doing you a favour by turning you down.I know most of you are suggesting selling the apartment, but it doesn't make logic sense to sell it while the rent is covering the mortgage. Also as Bugler said it probably wouldn't get €200K as is anyone buying one beds at the moment?
Help me understand. The banks offered you a mortgage then then refused drawdown beacuse you own an apartment since 05.
Did they not know you had the apartment when they assessed you and gave you the approval in the first place??
They did, I was completely open and honest with them. it was the branch that gave the approval, to be honest I don't think the branches have any say any more. Both banks thought we would have no problems getting the mortgage.
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