Hi Bronte,
Thanks for reply
The bank does not know about my savings,I have no trouble paying from my savings though,its just as both of us are un-employed i thought it would be automatic that they would grant interest only for a while.(savings will last only 3/4 months)
also my girlfriend took 1 year unpaid leave due to personal issues.(father passing away,work overload,micromanaging boss ,bit of bullying etc..the bank has a big problem with this as she left a job voluntary!they are seeking a valid reason why she left and this is slowing the process.even if they extend term from 21 years to 30 ,this would help as i am due bit of money mid-year.sorry for long note thanks