Just paid off my unsecured personal loan online with the residual from my SSIA savings. When I took out the loan I opted for payment protection which came to quite a bit, can't remember the actual charge. The loan had a number of years to run but now it's clear. Can I ask for a credit for the payment protection which isn't now needed? Trying to consolidate my finances and every little bit helps! Any help or advice would be greatly appreciated. Thank you.