Re applying for state contributory pension

S

Sadie11

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My husband is applying for his pension and hopes to claim for me how accurate must i be when listing savings and investments and do I have to list joint current accounts
 
If you withhold information on savings, investments etc, and they are subsequently discovered by SW, it may be seen as Welfare fraud.

Is your husband is applying for State Contributory Pension, it's based on his PRSI contributions, so savings won't affect how much he gets anyway.
 
gipimann said:
If you withhold information on savings, investments etc, and they are subsequently discovered by SW, it may be seen as Welfare fraud.

Is your husband is applying for State Contributory Pension, it's based on his PRSI contributions, so savings won't affect how much he gets anyway.
Click to expand...

but your income from all sources, as far as I know, will be looked at when your entitlement to a dependent supplement is being assessed. You are probably allowed to have some income - sorry I don't have the cut off point guidelines. The following might help you.

http://www.welfare.ie/syndicatedcon...ocial-welfare-payment-for-an-adult-dependant/
 
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Sorry, missed the important bit in the OPs question re the Qualified Adult! You're correct Sally, the Qualified Adult is means-tested, even though the pensioner is claiming on PRSI contributions.

From welfare.ie

Any income your adult dependant has from employment, self-employment, savings, investments and capital (for example, any property except your own home) will be taken into account.

Your income is not taken into account, only your spouse's or partner's income is taken into account, in the assessment for a Increase for a Qualified Adult. If you have joint savings or investments etc., only half is taken into account as belonging to your spouse or partner.

The cut-off limit at the moment is €300 per week - if income is assessed as over that amount, no qualified adult rate is payable.
 
If you have under 57,000 in savings either in your own name or as half of a joint account it will be disregarded providing you have no income from any other source.
Anything over that will have the affect of reducing your Q.A portion.

However you are required to declare the savings and be prepared to provide Bank statements
 
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