ragdal
You have to be practical here.
If you are being offered the original tracker rate, then you should accept it and sign the form.
If I understand it correctly, there are theoretical changes to the contract which are of no significance whatsoever. For example, the new contract says "If you fix your rate in the future, you will not be able to return to your tracker". There are no circumstances in which you should be fixing your rate in the future so this is completely irrelevant.
I agree fully that the Central Bank should have told the lenders to put people back on the right rate without any messing about, but in some cases, the CB seemed to insist that the rate should not be changed without the borrower's consent.
Brendan