Well isn't that just depressing, you pay for years and then you haven't cover for the thing you need. How can any of us know what possible treatment we are going to need, it would be impossible to go through the policies to see what is not covered if we don't know what illness we will get or procedure we will need. Makes you really wonder about the point of it all.
Hi. Your VHI probably covers this operation, just not in certain private hospitals, possibly black rock clinic, mater private etc. it will likely cover for you in a semi private or private bed in a public hospital. The waiting list for this may not be as long as you think as you are still a private patient. Ring your consultants secretary and ask which other hospitals they work in then call their private secretary in that hospital and ask about the waiting list. I would expect several years wait if you were a public patient but not with semi/private insurance.
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