C
Your insurance company will TRY and settle this claim as soon as they can. The delays in closing thus far have been waiting for the assr report and you not being happy with the figure offered.Q. Are there any regulations on how long your insurance co. takes to make you an initial offer (I mean can they take as long as they want while you are without a car)?
If the vehicle is deemed a repairable option, they should settle your repairs less any excess on your policy.Q. Is the insurance co. responsible for the salvage of the car or are you allowed choose salvage company? What rights do you have over your car while a claim is being made?
You can do this by all means, but it would be costly. Motor assessors tend to have set prices for reports done for insurance companies - individuals have been known to pay in excess of €500 for their own report and there is no reason why your insurance company would settle as per this 2nd report anyway. The majority of motor assessors are independent people who do do work for insurance companies, but don't work exclusively for them. It wouldn't be worth the assr's livelihood or reputation to submit a low PAV to keep the insurance company happy.Q. Do you have any right to demand your own assessor for the car?
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